June 2019 Meeting

Tuesday, June 11, 2019 (5:30pm-8:30pm)

Ontario Airport Hotel & Convention Center

*(Formally Known as Hilton Ontario Airport)

700 N Haven Avenue,

Ontario, CA 91764


Topic: Homeland Security Investigation

The Nexus of Financial Crime

This panel discussion will cover the history and background of Homeland Security Investigations (HSI), along with their jurisdictional reach. HSI case studies will be presented on financial crimes, including Trade Based Money Laundering (TBML) and a discussion on forensic accounting techniques. The bankers will bring the case studies full circle and share how Bank Secrecy Act (BSA) reporting in the financial sector assists law enforcement in their fight on combating financial crimes and terrorist financing.


Victor R. Cardona

Victor R. Cardona is currently Senior Vice President, BSA Officer at Mechanics Bank in Southern California with oversight responsibility of their Financial Intelligence Unit (FIU) and the bank’s BSA/AML and OFAC compliance program. Victor has over 15 years of banking experience that includes both operations and BSA/AML compliance.

Victor received his Bachelor’s Degree from Cal State Dominguez Hills in Accounting, and his MBA from Utica College in Economic Crime & Fraud Management. Victor also attended the police academy at the Golden West College Criminal Justice Training Center where he received a Certificate of Achievement in Criminal Justice. Victor is CAMS certified and currently sits on the Executive Board of the ACAMS Southern California Chapter as their Co-Chair. Victor also recently graduated from the Department of Homeland Security: Homeland Security Investigations (HSI) Citizens Academy through their Los Angeles field office

Victor was awarded one of FinCEN’s annual Law Enforcement Award for assisting in one of six significant criminal investigation cases. As the BSA Officer, Victor’s contributions “played an important role in a joint investigation by the FBI, IRS-CI, and the United States Attorney’s Office for the Northern District of California, which led to the dismantling of an organized criminal enterprise that participated in bank fraud, conspiracy to operate an unlicensed wholesale distribution of drugs, and money laundering”.

 

Elaine Fivecoat

Elaine Fivecoat is the Vice President, BSA Operations Manager for Mechanics Bank headquartered in Walnut Creek, California. Elaine has been in banking for 22 years, specializing in BSA/AML/OFAC since 2006.

Elaine is currently responsible for managing the overall Operations of the BSA Department which include Currency Transaction Reporting, OFAC Searches/Clearance, ML Alerts, 314(a), MILs, New Account Quality Control.

Elaine started her career in banking as a teller at a small community bank in Whittier, California. Elaine later became the Visa Debit Card Coordinator for the bank’s Debit Card Program where she was managing the program, reviewing and approving fraud cases and providing fraud training bank wide.

Elaine continued her career in banking and ventured into BSA/AML in 2006. She continued to focus on all aspects related to BSA/AML/OFAC and moved up the BSA Management ranks thought her career. Elaine recently joined Mechanics Bank from Opus Bank, where she was the AVP, BSA Manager.

 

Masood A.
Special Agent
HSI, Los Angeles Field Office

Masood A. is a Special Agent with Homeland Security Investigation (HSI). Prior to HSI, Masood was a Special Agent with United States Secret Service. Masood has a wide array of experiences in financial crimes and money laundering investigations.

 

Farhan C.
Forensic Accountant
HSI, Los Angeles Field Office

Farhan C. is a Forensic Accountant with Homeland Security Investigation (HSI). Farhan is assigned to HSI’s financial group where he advises on money laundering, bank secrecy act and complex financial investigations. Farhan’s prior experience involves KYC compliance in the private sector with financial

 

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